Panzo's Finance module opens project-first, so every rupee in or out rolls up to a live per-project profit and loss. This guide covers how the P&L is computed and how receivables and payables age across your business, on a financial year that runs April to March.
A project-first view of your money
Finance opens on a list of projects, sorted by what is most outstanding. You click one project and see all of its money in a single place: its milestones, invoices, receipts, expenses, and a P&L, with no bouncing between separate Receivables, Invoices, and Profitability tabs. The view is live and read-only. It reads the project's real numbers on every load, so nothing drifts out of sync with what Sales set on the deal.
- Each project shows Value, Collected, and Outstanding at a glance.
- Milestones are sourced live from the deal's payment plan, so Finance displays the same schedule the deal owns.
- An Open project action jumps straight to the project itself when you need the site view.
Reading a project P&L
The P&L tab is a project-level profit and loss that uses the same definition everywhere in the app, so margin is always the same number no matter which screen you are on.
| Line | How Panzo computes it |
|---|---|
| Revenue | The project's contracted milestone value. |
| Cost | Posted vendor bills, plus site purchases, plus approved and reimbursed expense claims. |
| Margin | Revenue minus Cost. |
| Margin % | Margin as a percentage of revenue. |
Costs land in the P&L as real money out. Posted vendor invoices flow in from Procurement, while the project's Expenses tab is one ledger for company site purchases and employee reimbursement claims. A claim counts as cost only once it is approved or reimbursed, so spend to date reflects money you have actually committed.
Note
Operational finance, not an accounting package
Receivables and payables ageing
The Finance overview answers two questions across the whole business: what are you owed, and what do you owe. Money in, money out, net cash, outstanding, overdue, and payables sit together, alongside worklists ordered worst-first for who to collect from and who to pay.
Both receivables and payables age into the same four buckets, so you can see how stale a balance is at a glance.
| Bucket | Meaning |
|---|---|
| Current | Not yet overdue, still inside its due date. |
| 1-30 | Overdue by up to thirty days. |
| 31-60 | Overdue by thirty-one to sixty days. |
| 60+ | Overdue by more than sixty days, the balances to chase first. |
Working the overview
Open Finance, then Projects
Land on the project list, sorted by what is most outstanding.Pick a project
Open its view to see milestones, invoices, receipts, expenses, and the P&L in one place.Read the P&L
Check revenue, the cost legs, and margin. An info tooltip spells out exactly what is counted.Work the ageing
Use the receivables and payables buckets and the collect and pay worklists to prioritise the oldest balances.
Tip
The financial year is yours to set
Key takeaways
- Finance is project-first: every rupee in or out rolls up to a live, read-only per-project P&L.
- Cost is posted vendor bills plus site purchases plus approved claims, so margin is the same number app-wide.
- Receivables and payables both age into current, 1-30, 31-60, and 60+ day buckets on an April-to-March year.
- It is operational finance, not a general ledger or accounting package.